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12 Ways to Improve Cash Flow Without Borrowing
Payroll clears in 2 days and the big invoice just slipped. 12 ways to improve cash flow without borrowing, from moves you can start today to structural fixes.
Michael Grant
3 min read


Profitable and Broke: Why Growth Consumes Cash
How growth quietly consumes working capital, and the three moves that keep you from growing broke.
Michael Grant
2 min read


7 Signs Your Business Has Outgrown Its Bookkeeper
Still running your business on numbers you don't fully trust? Here are 7 signs you've outgrown your bookkeeper and it's time to hire a controller.
Michael Grant
3 min read


How to Find Out Which Products Actually Make You Money
Total profit hides which products carry you and which quietly leak. How to rank every product by real margin, and what to reprice, promote, or cut.
Michael Grant
3 min read


A 3% Price Increase Is Worth More Than a 10% Sales Push
Price is the one lever that moves profit without moving your costs. Why a small increase beats a big sales push, and why discounting quietly costs you more.
Michael Grant
2 min read


How to Decide Between a Bookkeeper, Controller, and CFO
Recording, then trusting, then deciding. Each finance role stands on the one below it. How to decide between a bookkeeper, controller, and CFO, and hire in order.
Michael Grant
5 min read


10 Questions to Ask Before Hiring a Fractional CFO
A strong fractional CFO gives concrete answers. A weak one gives smooth generalities. 10 questions to ask before you hire, with the tells that separate them.
Michael Grant
4 min read


Contractor: Finding 14 Points of Margin Hidden in Job Mix
Why profitable contractors still see thin margins, and how job level costing exposes the money losing work quietly subsidized by everything else.
Michael Grant
3 min read


The 6 Numbers Every Business Owner Should Know Cold
Two numbers tell you if the model works, two if you will survive the quarter, two what could sink you. The 6 KPIs every owner should know cold, and why.
Michael Grant
2 min read


How to Close Your Books in 10 Business Days
If someone asked how long it takes to get accurate financials after the month ends, could you answer without wincing? For a lot of businesses the honest answer is "sometime next month, maybe," and by the time the numbers arrive the decisions they were meant to inform have already been made on gut feel. Closing your books in 10 business days fixes that. It is not about working harder at month-end. It is about running a defined process on a fixed calendar so the numbers land wh
Michael Grant
3 min read
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